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Money Blueprint App · Financial Foundations
Monthly Budget Worksheet
A one-page printable budget worksheet using the 70/20/10 framework: track income, plan every category and compare planned vs. actual spending.
Fill in your take-home income first, then plan each category before the month starts. At month end, write what you actually spent and circle the three largest gaps.
Income
Source
Planned
Actual
Paycheck 1
Paycheck 2
Side income
Total take-home
Spending plan
Category
Planned
Actual
Difference
Housing (rent/mortgage)
Utilities
Groceries
Transportation
Insurance
Debt payments
Savings & investing
Giving
Personal & fun
Other
70 / 20 / 10 check
Target roughly 70% of take-home for living costs, 20% for saving and investing, and 10% for debt payoff or giving. Adjust the mix to your season of life.
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